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Free Commonwealth Bank Credit Card Application Form - PDF Form Download

Commonwealth Bank Credit Card Application Form Overall rating: ☆☆☆☆☆ 0 based on 0 reviews
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Download and Fill this form and then submit it to any of the Commonwealth Bank Branches along with your Personal Identification documents to apply for a Commonwealth Bank Credit Card.


Commonwealth Bank Credit Card Application

Text Version of the Form

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Credit Card Application

You must be 18 years of age or over in order to apply. For your application to be processed you must answer
all questions. Please complete using block letters and a black pen.

How to apply:
• Present completed form at any Commonwealth Bank branch with your identification
• Apply online at commbank.com.au/creditcards
• Apply over the phone on 13 2221, 24 hours a day, 7 days a week

Section 1 – Card type (please tick (✔) one box only)

Important things to know about credit cards

The following table describes some of the important things you should know about credit cards. If your application is
successful, you will be provided with full detail of the fees and charges payable in our letter of offer.

Awards Credit Cards Low Fee Credit Cards Low Rate Credit Cards

Diamond Awards Low Fee Gold Low Rate Gold

Platinum Awards Low Fee Low Rate

Gold Awards Student (Full time at uni or TAFE)

Awards

• These cards are best if you intend • These cards are best if you intend to • These cards are best if you don’t
to pay off your balance in full each pay off your balance in full each month regularly pay off your balance in full
month and want to earn points which and want a low annual fee. These each month and want to minimise the
you can redeem for rewards. cards attract higher interest rates than interest you have to pay.
• These cards attract higher annual some of our other card types. • These cards attract higher annual fees
fees and interest rates than some of • The student card is for students than some of our other card types.
our other card types. who intend to regularly pay off their
balance in full each month and want
to pay no annual fee for the duration
of their studies

Please advise your preferred credit limit below. Note that the credit limit we give you will depend on your ability to meet
your repayments.
I would like the maximum credit limit available based on my application or;

Don’t offer me a limit more than $

Please note: The minimum credit limit for a Gold card is $4,000, Platinum card is $8,000 and Diamond Card is $18,000.

Credit limit increase invitations
From July 2012, we can only send you credit limit increase invitations from time to time if you have registered your consent to
receive them. If we send you an invitation, it’s your choice whether to apply. If you do choose to apply for an increase to your
credit limit, we’ll need to assess your application. You can give or withdraw your consent at any time.
Would you like to provide consent to be sent any credit limit increase invitations from time to time?

Yes, you have my consent to send me any credit limit increase invitations from time to time
No, don’t send me credit limit increase invitations

Section 2 – Personal details

Title Surname Full given name(s)

Other names known by (if any) Gender Date of birth Australian driver’s licence number

Male Female
Home phone Work phone Mobile phone No. of dependants

( ) ( )

Email address Visa expiry date (if NOT an Australian permanent resident)

Australian residential address (PO Box not accepted)

State Postcode

000-999 010712 Page 1 of 5

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Section 2 – Personal details (continued)

Postal address (if different to above)

State Postcode

Length of time at current address Name of relative/friend (not living with you) Contact number

years months ( )

Please let this person know that you have provided us with their personal details, and that their information will be used only if we
need to contact you.

Section 3 – Employment and income

Occupation (e.g. builder, doctor). Student number (mandatory
If not employed, please describe (e.g. student, retired, unemployed) if student card type is selected)

Employer’s name or if self-employed, tick (✔ ) the box and provide business name and ABN

Employer’s address, or if self-employed, business address

State Postcode

Your gross main personal income Other gross income
Length of time at current employment (e.g. salary, superannuation, benefits) (e.g. investments, rent, 2nd job)

years months $ per annum $ per annum

Section 4 – Residential Status

$
Home owned/being purchased Estimated home value

$
Amount owing (if any)

Renting Living with parents Other

Section 5 – Details of accounts held with the Commonwealth Bank (if applicable)

Your main Commonwealth Bank savings/cheque/transactions account
Total savings/investments account
BSB Account number Years held balance held with the Bank

$

Section 6 – Account balances held with other financial institutions

$
Total savings/investments account balance held with other financial institutions

Section 7 – Assets

$
Value of real estate assets (excluding own home)

$
Value of other investments (e.g. shares, managed funds)

Value of motor vehicles $

$
Value of household items (e.g. furniture)

Section 8 – Expenses and liabilities

$
Your share of monthly residential mortgage/rent/board

$
Your share of monthly general living expenses (e.g. bills, transport)

Total limits on credit cards and store cards $

$
Total amount owing on other loan(s) (e.g. personal loans, car loans, charge cards)

$
Your share of monthly repayments on other loan(s)

$
Your share of other monthly expenses (other expenses you have not already declared)

Form continued next page

000-999 010712 Page 2 of 5

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Section 9 – Optional extras

1. Additional cardholder (must be 16 years or older). To add an additional cardholder to your credit card account, simply complete this
section. Please let this person know that you have provided us with their personal details, and that their information will be used only
to provide them with an additional card and allow us to service their relationship with us.
Title Surname Full given name(s)

Other names known by (if any) Date of birth

Please provide details of a Commonwealth Bank account held by additional cardholder (if applicable)
BSB Account number

Please provide additional cardholder’s current Australian residential address (PO Box not accepted)

State Postcode

2. Balance transfer request (please read Important notices – Section B)

Please transfer the nominated amount(s) from my non-Commonwealth Bank credit or store card account(s) to my new
Commonwealth Bank Credit Card

Bank/Financial institution/store Your credit/store card account number Amount to be transferred

$

Bank/Financial institution/store Your credit/store card account number Amount to be transferred

$

3. Credit card insurance

I wish to apply for Credit Card Plus Insurance and acknowledge that if my application is accepted by the insurer my credit
card will have premiums deducted as outlined in the PDS

Section 10 – Please read and sign below

By signing this application I have read and agreed to the Important Notices, Acknowledgment and Consent on Pages 3 and 4
of this form. I have reviewed the Important things to know about credit cards for this credit card as set out in Section 1 and
confirm that it suits my needs. I confirm that I do not know of any future changes to my financial circumstances that would make
it difficult for me to repay my credit card account. Please note if you do expect such a change, please call 13 2221 to discuss
your circumstances before you submit this application.

Signature Date

Important notices

Section A: Customer information and privacy You must provide us with accurate and complete information.
Signing this application means we may do certain things If you do not, you may be in breach of the law and also we
with information about you. Please read the following. may not be able to provide you with products and services
Collection and verification of customer information that best suit your needs.
‘Customer information’ is information about a customer. We disclose customer information to other members of the
It includes personal information. Group (including overseas members), so that the Group may
The law requires us to identify our customers. We do this by have an integrated view of its customers and to facilitate the
collecting and verifying information about you. We may also integrated treatment of its customers. It also enables other
collect and verify information about persons who act on your members of the Group to provide you with information on
behalf. The collection and verification of information helps to their products and services.
protect against identity theft, money-laundering and other Other disclosures
illegal activities. By common law, we may disclose customer information where
We use your customer information to manage our relationship disclosure is required by law or there is a duty to disclose,
with you, provide you with the products and services you our interests require it or you have provided your express or
request and also tell you about the products and services implied consent.
offered by the Commonwealth Bank Group (‘Group’), affiliated So that we can manage our relationships, customer
providers and external providers for whom we act as agent. information may be disclosed to:
We may disclose your customer information in carrying out • brokers and agents who refer your business to us;
verification – e.g. we may refer to public records to verify • any person acting on your behalf;
information and documentation, or we may verify with an • financial institutions who request information from us if you
employer that the information you have given us is accurate. seek credit from them; and
In addition, during your relationship with us, we may also ask • organisations to which we may outsource certain functions,
for and collect further information about you and about your such as to administer our Commonwealth Awards scheme.
dealings with us.
We may send customer information overseas if necessary to
complete a transaction or we outsource certain functions
overseas.

000-999 010712 Page 3 of 5

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Important notices

Information may be given to a credit reporting agency Section B: Balance Transfer Important Notes
The Privacy Act allows us to give a credit reporting agency The following special conditions apply to applications for
certain information about you. balance transfers:
We can notify a credit reporting agency: • On the expiry of the specified period during which the
• of information which enables you to be identified; agreed annual percentage rate applies to a balance transfer,
• that you have applied to us for a certain amount of credit; the outstanding balance (including any related interest) is
• that, if your application is successful, we are providing you treated as a cash advance.
with credit; • If the available credit on your Commonwealth Bank account
• of any payment you must make to us which is more than cannot accommodate the full dollar amount you wish to
60 days overdue and where we have started debt recovery transfer we will transfer a portion within your available limit.
action against you; • You must continue to make payments to your credit and/or
• if, in our opinion, you have committed a serious credit store card account until you receive confirmation that
infringement (for example, we think you do not intend to the balance transfer was credited to that account on a
meet your credit obligations); future statement.
• that you have repaid credit you received from us in full. • The amount transferred will be charged interest from the date of
the transfer.
Authority for us to obtain information from a credit
• For other conditions relating to balance transfers, refer to
reporting agency
your copy of ‘Important Information about Credit Cards –
By signing this application, you authorise us and any of our Conditions of Use’ brochure. Alternatively a copy of this
agents (as defined in the Privacy Act) to obtain a report from brochure is available on commbank.com.au
a credit reporting agency and other information relating to your
Section C: Declaration
commercial credit activities.
I have read and accept this form and confirm that I am
Authority for us to exchange information with other
credit providers applying for a Commonwealth Bank credit card, have been
truthful in all the information provided and have not given
By signing this application, you authorise us to give and false names.
obtain information about your personal and commercial
If I am applying for a Credit Card account with
credit arrangements from any agent of ours (as defined in the
Commonwealth Awards, this will mean that I, along with any
Privacy Act) or any credit provider named in this application
additional cardholder on my account, will be issued with two
or a personal or commercial credit report issued by a credit
new credit cards (a Commonwealth Bank MasterCard and a
reporting agency.
Commonwealth Bank American Express Card) all on the same
You acknowledge this information can include any details, credit card account.
which can be shared under the Privacy Act, about your
If I have provided my email or mobile phone details, you may
creditworthiness, credit standing, credit history or credit
communicate with me electronically regarding my credit card
capacity. You also acknowledge that we may use the
(e.g. providing updates and reminders) as well as to provide
information we give to or obtain from other credit providers or
information about the Group’s products and services.
our agents to:
• assess this application; With email details, you may also send me required documents
• assist you to meet your credit obligations; by making them available on the Bank’s website and sending
• notify other credit providers when you do not meet your me an email that the information is ready for retrieval. I
understand that if I agree to this, a paper copy will not be sent,
credit obligations;
I should check my emails regularly and I can withdraw this
• assess your creditworthiness;
consent at any time.
• assess your position if you fail to make payments.
I understand that if I do not wish to receive marketing
Access to your personal information information I can call 13 2221. If I have no accounts with the
The law allows you (subject to permitted exceptions) Bank I will need to wait until I have received confirmation that
to access your personal information. You can do this my application has been approved.
by contacting: I understand that after processing my application, the Bank
Customer Relations may offer me a different card of the same family (e.g. Awards
Commonwealth Bank instead of Gold Awards) from the card I selected.
Reply Paid 41
Sydney NSW 2001
We may charge you for providing access.

Further information

For further information on our privacy and information handling
practices, including other circumstances where we may be
permitted to disclose information, please refer to the Group’s
Privacy Policy, which is available at commbank.com.au or
upon request from any branch of the Bank.

000-999 010712 Page 4 of 5

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Bank use only

Staff member declaration (for application taken in Person)

• The customer has signed the credit card application which will be retained with the branch files.
• The customer has supplied the information it contains and has:
– Reviewed the application details prior to submission.
– Signed a printed copy of their application form for acknowledgement of the application, the Important Notices and Declaration.
• Customer identification of all cardholders has been verified and details recorded below
• I have identified and verified all cardholders and recorded this information below
• I have verified the student status for a Student Options Applicant

Bank or agent use – identification details (e.g. passport, drivers licence details, etc.) must be completed in all cases where
customer identification is obtained

Primary cardholder
Document type Document number Name on document Place of issue Issue date Expiry date

Verification has been performed for the customer: Full name, and Date of birth, or Residential address

Additional cardholder (if applicable)
Document type Document number Name on document Place of issue Issue date Expiry date

Verification has been performed for the customer: Full name, and Date of birth, or Residential address

Bank officer’s name

Lodgement branch number Staff number

Bank officer’s signature Date

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Key facts about CBA’s credit cards

Correct as at 01 July 2012

Australian credit licence 234945

This information sheet is an Australian Government requirement under the National Consumer Credit Protection Act 2009

Description of credit cards

Student Low Rate Low Rate Gold Low Fee Low Fee Gold Awards Gold Awards Platinum Awards Diamond Awards
Product name
credit card credit card credit card credit card credit card credit card credit card credit card credit card

Minimum credit limit $400 $500 $4,000 $500 $4,000 $500 $4,000 $8,000 $18,000

If the closing balance is less than $25, the minimum payment is the closing balance. Otherwise, the minimum payment is the greatest of:
• the excess of the closing balance over the credit limit on your card account;
Minimum repayments
• 2% of the closing balance (rounded down to the nearest dollar); and
• $25.

Interest on purchases 19.99% p.a. 13.24% p.a. 13.24% p.a. 19.99% p.a. 19.99% p.a. 20.49% p.a. 20.49% p.a. 20.49% p.a. 20.49% p.a.

Up to 55 days Up to 55 days Up to 55 days Up to 55 days Up to 55 days Up to 55 days Up to 55 days Up to 55 days Up to 55 days
Interest-free period
on purchases on purchases on purchases on purchases on purchases on purchases on purchases on purchases on purchases

Interest on
21.49% p.a. 21.49% p.a. 21.49% p.a. 21.49% p.a. 21.49% p.a. 21.49% p.a. 21.49% p.a. 21.49% p.a. 21.49% p.a.
cash advances

Promotional interest rate N/A N/A N/A N/A N/A N/A N/A N/A N/A

Balance transfer 5.99% p.a. 5.99% p.a. 5.99% p.a. 5.99% p.a. 5.99% p.a. 5.99% p.a. 5.99% p.a. 5.99% p.a. 5.99% p.a.
interest rate for 5 months for 5 months for 5 months for 5 months for 5 months for 5 months for 5 months for 5 months for 5 months

Annual fee $0 $78 $120 $24 $90 $89 $144 $280 $425

Annual Fee
(Preferential pricing with a
N/A $48 $90 $0 $0 $59 $114 $250 $395
qualifying Commonwealth
Bank account or loan)*

Late payment fee $20 $20 $20 $20 $20 $20 $20 $20 $20

There may be circumstances in which you have to pay other fees.

A full list of current fees applicable to this credit card can be obtained from www.commbank.com.au/personal/credit-cards/card-fees-charges.aspx

For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au

The information on this sheet may be out of date. To confirm this information is correct you may wish to visit www.commbank.com.au/keyfacts

* For more information on preferential pricing, please refer to www.commbank.com.au/personal/credit-cards/preferential-pricing.aspx

005-049 040712 Page 1 of 1

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